No. We structure everything to minimize the impact on your personal credit. We use smart sequencing, apply only to vetted lenders, and space out applications strategically. Your score stays strong while you get access to $50k–$250k in funding.

EIN-only funding requires strong business credit, which takes time to build. PG funding uses your personal credit to unlock funding fast—often within 7–21 days, with 0% interest offers. We specialize in personal-credit-backed business funding that gets you capital now while helping you build for the future.

Yes—we handle the entire application strategy for you. We know the right banks, right order, and right timing to get you the most approvals with the least impact on your credit.

We’ve already done the homework for you. After reviewing your profile and business setup, we’ll select the best funding options for your goals—no guesswork, no wasted applications.

That’s why we do it for you. We complete and submit the applications to our vetted bank relationship managers (BRMs)—so you don’t have to stress about mistakes or missing key details.

Most business owners don’t. We set up or fix your LLC, business address, phone, and other details to make it appear low-risk to banks, so you get approved at higher amounts.

No problem. If you don’t qualify yet, we’ll show you exactly what’s wrong—and offer a fast, done-for-you process to repair your credit and get you fundable within 30–90 days.

Here’s how it works:

1. We check if you qualify

2. You complete our onboarding form

3. We fix anything that’s holding you back

4. We prepare your business to be funding-ready

5. We submit to our vetted BRMs

6. You get offers and receive funding You can get funded in 7–21 days once you’re ready.